Engineering Firm

A Queensland-based engineering firm was experiencing a period of growth and had begun to perform contract work in Papua New Guinea (PNG). As part of their existing employment package, staff members had been given Queensland Workers’ Compensation cover. Their employer came to Insurance Advisernet Townsville, concerned that staff members may not have been adequately insured for their work in PNG.

After reviewing the existing policies, we concluded that their established cover provided no protection for work undertaken outside of Australia. We sourced a loss of income insurance program that offered international cover. The weekly level of protection on offer exceeded that of their Queensland counterpart.

Further, we tailored the new insurance package to include a medical evacuation program. In the event of a workplace injury whilst in PNG, workers would be entitled to be transported to an Australian hospital to receive treatment, rather than remaining in PNG and waiting for medical attention.